WCSIT/ISDA WEB SITE TERMS AND CONDITIONS OF USE

INTRODUCTION

Welcome to the combined web site of the Workers’ Compensation Self-Insurance Trust (WCSIT) and the Illinois School District Agency (ISDA). WCSIT and ISDA are separate self-insurance pools for Illinois school districts that provide, respectively, workers’ compensation and property/casualty insurance programs and related services. Hinz Professional Insurance Program Managers (HPIPM) serves as the Program Administrator for both WCSIT and ISDA.

Please review the following terms and conditions concerning your use of this web site (the "WCSIT-ISDA Site"). By accessing, using or downloading materials from this WCSIT-ISDA Site, you signify your agreement to these terms and conditions. If you do not agree to these terms and conditions, please do not use or access this WCSIT-ISDA Site.

USE OF WCSIT-ISDA SITE

You may download, view, copy and print information and materials incorporated in the WCSIT-ISDA Site ("Content"), subject to the following: (1) the Content may be used solely for informational, non-commercial purposes within your organization; and (2) the Content may not be modified or altered in any way. Except as expressly provided above, you may not use, download, upload, copy, print, display, perform, reproduce, publish, license, post, transmit or distribute any Content from the WCSIT-ISDA Site in whole or in part without the prior written permission of both WCSIT and ISDA. In no event may you remove any copyright or other proprietary notices or legends appearing on this WCSIT-ISDA Site.

You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.

OWNERSHIP RIGHTS

All right, title and interest (including all copyrights, trademark rights and other intellectual property rights) in and to the WCSIT-ISDA Site and all Content appearing on the site, including all software applications and programming used to create or operate the site, is and shall remain the sole property of WCSIT and/or ISDA, or its licensors, as applicable.

All trademarks, service marks, logos, slogans and other proprietary marks appearing on the WCSIT-ISDA Site are the trademarks and exclusive property of WCSIT, ISDA or the identified trademark owners. Nothing contained on this WCSIT-ISDA Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this site without the written permission of WCSIT, ISDA or such third party that owns the trademark.

PRODUCTS AND SERVICES

The information contained on this WCSIT-ISDA Site is not intended to constitute an offer to sell or a solicitation in connection with any product or service offered by WCSIT, ISDA or any affiliated company. The products and services referenced herein are available only to public school districts in the State of Illinois, and are sold only through appropriately licensed PRSIM Agents. Your eligibility for particular products and services is subject to final determination by WCSIT, ISDA and/or their affiliates.

The information and descriptions contained herein are not intended to be a complete description of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. The precise products/services offered by WCSIT and ISDA are subject to the terms, conditions and exclusions of the applicable instruments, policies or agreements governing such products/services.

LINKS

This WCSIT-ISDA Site may be linked to other web sites which are not maintained by either WCSIT or ISDA. Neither WCSIT nor ISDA is responsible for the content or operation of these sites. The inclusion of any link to such web sites does not imply approval of or endorsement by either WCSIT or ISDA of the sites or the content thereof.

DISCLAIMERS

THE WCSIT-ISDA SITE AND THE CONTENT PROVIDED HEREIN IS PROVIDED ON AN "AS IS" BASIS AND WCSIT AND ISDA EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, WCSIT AND ISDA DO NOT WARRANT THE QUALITY, CONDITION, ACCURACY, ADEQUACY OR COMPLETENESS OF THE CONTENT, AND WCSIT AND ISDA EXPRESSLY DISCLAIM ANY LIABILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT. NEITHER WCSIT NOR ISDA GUARANTEES CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WCSIT-ISDA SITE, AND OPERATION OF THE WCSIT-ISDA SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF THEIR CONTROL.

WCSIT AND ISDA DISCLAIM ALL RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, COST, EXPENSE, DEFICIENCY, LIABILITY, OR DAMAGE OF ANY KIND, INCLUDING ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF WCSIT-ISDA HAS BEEN ADVISED OF THE POSSIBILITY OF THE SAME, RESULTING FROM, ARISING OUT OF OR IN ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THE WCSIT-ISDA SITE AND ITS CONTENT, INCLUDING BUT NOT LIMITED TO OUTDATED INFORMATION AND TYPOGRAPHICAL ERRORS, (B) THE UNAVAILABILITY OF THE WCSIT-ISDA SITE OR ANY PORTION THEREOF, (C) YOUR USE OF THE WCSIT-ISDA SITE, OR (D) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THE WCSIT-ISDA SITE.

PRIVACY

Please review our Privacy Policy in addition to these Terms and Conditions of Use

Contact Us

155 North Wacker Drive  |  Suite 3700  |  Chicago, IL 60606-1731
Phone: (800) 654-9504