1. GENERAL
This Internet Privacy Policy applies to your visit to the
combined web site of the Workers’ Compensation Self-Insurance
Trust (WCSIT) and the Illinois School District Agency (ISDA).
WCSIT and ISDA are separate self-insurance pools for Illinois
school districts that provide, respectively, workers’
compensation and property/casualty insurance programs and
related services. Hinz Professional Insurance Program Managers
(HPIPM) serves as the Program Administrator, and Hinz Claims
Management, Inc. (HCM) performs all claims administration
services, for both WCSIT and ISDA.
WCSIT and ISDA respect the privacy of individuals who visit
this web site (the "WCSIT-ISDA Site"). This Privacy
Policy outlines the information that we collect through the
WCSIT-ISDA Site and how we use that information, so that you can
decide whether and how you wish to provide information to us.
Your use of this WCSIT-ISDA Site tells us you have read and
accept the practices outlined in this Privacy Policy.
2. WHAT INFORMATION IS COLLECTED?
Personally Identifiable Information: Personal data or
school district information is collected only when users
voluntarily provide information to the WCSIT-ISDA Site, for
example in submitting claims forms or applications online,
registering for e-mail communications or other services,
answering surveys, requesting quotes, or transmitting e-mail
requests for information. During these activities, you may be
asked to provide information with respect to your school
district or certain individuals such as name, e-mail addresses,
phone numbers, membership status, claims history, and employee
information. We may also ask you for other information at other
times.
Anonymous and Aggregated Information: Anonymous and
aggregated information, such as which web pages users access and
the number of daily visits to the WCSIT-ISDA Site, is
automatically collected through various methods. In the course
of using the WCSIT-ISDA Site, we may also automatically track
certain information about you. This information includes the URL
that you just came from, which URL you next go to, and the
Internet browser you are using. This statistical information is
important to allow us to evaluate and improve the services we
provide, to monitor our site performance and to make it easier
for visitors to use the WCSIT-ISDA Site.
Use of Cookies: Although the WCSIT-ISDA Site does not
currently employ "cookies" to collect information,
WCSIT and ISDA reserve the right to implement such technology
and related technologies in the future without further notice. A
cookie is a small data file that most web sites write to your
computer’s hard drive or memory for record keeping purposes
when you visit them. Cookies allow web sites to measure activity
on the various areas of the site and to improve the user’s
experience, for example by remembering passwords and viewing
preferences.
3. USE AND DISCLOSURE OF INFORMATION COLLECTED THROUGH
THE WCSIT-ISDA SITE
WCSIT and ISDA collect information to provide services to you
and to administer their business operations.
The information collected on
the WCSIT-ISDA Site is used, for example, to provide policy
quotes when requested, administer insurance policies and claims,
answer questions or concerns, and provide information requested
in a timely manner. Personal and aggregated information may also
be used to improve the content of the WCSIT-ISDA Site, to
perform system administration activities, and to notify you
about updates to the site or other matters that we believe will
be of interest to you. For example, we may send you e-mails
regarding new products or services offered by WCSIT or ISDA.
Please note that WCSIT and ISDA may combine the information
about you that we collect at the WCSIT-ISDA Site with
information available to us from other sources, including policy
and claims information and information received from business
partners.
To serve you and administer our business, we may share
personal and aggregated information, only as permitted by law,
with affiliates and other third parties, including HPIPM, HCM,
PRSIM, Inc., our exclusive marketing vendor, and
PRSIM’s independent insurance agents. We may also share
information with other third parties providing services on our
behalf, such as web hosting companies.
WCSIT and ISDA will not sell or share personal information
with anyone for purposes unrelated to their business.
WCSIT and ISDA may disclose user information, however, in
connection with law enforcement or governmental investigations
or inquiries, to verify or enforce compliance with the policies
governing this WCSIT-ISDA Site and applicable laws, and to
protect and enforce the intellectual property and other legal
rights of WCSIT, ISDA and third parties.
4. LINKED WEB SITES
Neither WCSIT nor ISDA is responsible for the privacy
practices or the content of any other web sites on the Internet
that may be linked to the WCSIT-ISDA Site. Please note that when
you click on links to web sites outside of http://www.wcsit-isda.com,
you are transferred to another web site that may not be under
WCSIT or ISDA’s control. We encourage you to read the privacy
statements of these linked sites as their privacy policy may
differ from ours.
5. SECURITY
WCSIT and ISDA take reasonable measures to protect the
security of the information transmitted between browsers and our
web server, including using firewalls and other security
technologies where deemed appropriate. To protect your privacy,
however, please do not use e-mail or this WCSIT-ISDA Site to
communicate information you wish to be kept strictly
confidential. You acknowledge that any transmission of data may
be illegally intercepted and used by third parties. Neither
WCSIT nor ISDA shall be responsible for any interception of data
transmitted to or from our web server.
6. CHANGES
This Internet Privacy Policy may be modified from time to
time. If we change our Privacy Policy, we will post those
changes on this WCSIT-ISDA Site. You may wish to visit this page
periodically to review the most recent Privacy Policy.
7. FURTHER
INFORMATION
If you have questions about our Privacy Policy, or to correct
or update information you have previously sent us, please
contact us as follows:
Mailing Address: WCSIT-ISDA
525 West Monroe Street
Suite 2400
Chicago, IL 60661
E-mail: wcsit@wcsit-isda.com
Telephone: 1-800-654-9504 (Illinois Only)
312-906-8001
Facsimile: 312-627-8888
© 2002 WCSIT-ISDA. All rights reserved.
