Service Providers

Program Administrator Hinz Professional Insurance Program Managers, Inc. (HPIPM)

Claim Administrator Hinz Claim Management, Inc.

Marketing Administrator Premier Risk Self-Insurance Marketers, Inc. (PRSIM™)

Reinsurance Intermediary Brokers' Risk Placement Service, Inc. (BRPS)

Legal Counsel Locke Lord Bissell & Liddell LLP

 

 

 

 

 

 

 

Overview

Membership Privileges

The Illinois School District Agency (ISDA) was founded in 1986 to address the specific property/casualty coverage needs of Illinois school districts. Sponsored by the Illinois Association of School Boards (IASB), the ISDA started out with 17 member Illinois school districts and $854,000 in contributions. Under the program administration of Hinz Professional Insurance Program Managers (HPIPM) and its staff of industry professionals, the ISDA has grown to over 120 member districts and almost $9 million in contributions in the 2006-07 program year. Through the years, the ISDA has provided Illinois school districts with dependable service and broad, reliable and competitively priced property/casualty coverage.

Join and Grow with ISDA

In this competitive market, school districts need to carefully choose their property/casualty provider. With its competitive pricing, financial stability and strong reputation, the Illinois School District Agency has been a strong choice for Illinois school districts for many years. With ISDA on your side, and in effect all its member districts, controlling the costs for property/casualty coverage has never been easier.

Property/Casualty Coverage

Broad, reliable and competitively priced property/casualty coverage is the foundation of the ISDA program. The ISDA comprehensive package includes property, general liability, automobile, equipment breakdown, and umbrella protection. The coverage offered through the ISDA is regularly updated and tailored to meet the needs of public school districts. Over the years, the coverage package has grown to include catastrophic property exposures, liabilities arising from advances in technology, as well as coverages to meet the needs of special education. In addition, ISDA provides the highest limits available to Illinois Public Schools for abuse and molestation claims.

Property Appraisal

Approximately 80% of member districts take advantage of the ISDA’s low-cost property appraisal service. ISDA’s loss control staff conducts appraisals on-site and provides members with an accurate value of school property to ensure that the school is purchasing the appropriate amount of coverage. Using the sophisticated computerized Marshall Swift/Boeckh system, ISDA’s loss control staff provides the initial appraisal and then conducts yearly updates as well as additional field work as needed.

Loss Control Services

Staffed with loss control professionals located throughout the state, the loss control program offers exceptional loss control services to all members. Services such as evaluations of the school district’s current in-house safety/loss control programs, current and historic losses, as well as assistance in developing programs and procedures for self-inspection, forming safety committees, and evaluation of OSHA inspections are but a few of the loss control services provided to ISDA member districts. Team visits by the PRSIM agent, loss control professional and claims adjuster allow member districts to analyze trends in losses, plan for policies to mitigate future losses and determine what risks they may face in the future, allowing the member to work with their PRSIM agent in coordinating coverages. In addition, ISDA members are invited to attend annual local seminars resented by the loss control staff, which address the main causes of property/casualty claims and necessary measures school districts can take to prevent them.

Loss Control Manual

Upon joining the ISDA, districts receive what has been noted as one of the most comprehensive loss control manuals currently available. This copyrighted manual provides practical advice on specific loss control measures ISDA members should implement to avoid conditions that may result in a loss or claim. Transportation of students, blood-borne pathogens and lockout/tagout are just some of the topics covered in this indispensable manual.

Professional Claims Administration

ISDA’s claim administrator—Hinz Claim Management (HCM)—works with members to ensure that districts recover quickly after a property/casualty claim. Computerized claim tracking and 24-hour response lines are tools that HCM uses to appropriately handle ISDA members’ property/casualty claims on a timely basis.

Marketing

The ISDA is a growing program. Premier Risk Self-Insurance Marketers (PRSIM) is charged with the task of getting the word out to Illinois school districts about the great benefits of ISDA membership. PRSIM has expanded the network of agents located throughout the state providing more personnel available to service members' needs.
Information Illinois school districts can look to the ISDA for the most current information on property/casualty related issues. Working with its service providers, the ISDA continuously searches for more cost effective ways to provide coverage and to communicate information to its members. ISDA provides regular informative news via its PRSIM Points™ newsletters and ISDA web site. ISDA members also receive the Risk Control Bulletin from Hinz Claim Management with the latest information on safety and risk management news aimed at helping school districts reduce risk.